FUMC Seminole Because we can all feel like stars

The insurer’s obligation to indemnify This item is transcendent because it is the cause of the obligation assumed by the policyholder to pay the premium. Because this is obliged to pay the premium because the insurer wants to take the risk and comply with paying compensation if the accident occurs. This obligation depends on the completion of the insured risk. This is but a consequence of the duty of the insurer to assume the risk insurable. And while the incident may not occur, it does not lack the essential element of insurance that concerns us, as this is configured with more risk taking that makes the insurer to hold the insured contract, providing for compensation to be payable only where the accident occurred. Subjects Within the contractual relationship are subject to the following: A. The insurer (insurance company) B. The policyholder C. The insured D.The recipient’s insurance agency can be defined as “legal person constituted under the provisions of relevant legislation, is dedicated to take risks others, fulfilling what sets this effect those laws by charging a certain price called premium. “We noted in the figure of insurer specific profiles between can experience the following: By law, it must be a legal person. There can be occasional or even someone who, individually, perform hedging operations.The safe operating conditions and its projection in time and to require, by themselves, that the insurer is a legal person That person must take precisely one of the ways that the law considers only valid for the practice of insurance industry There must be earned prior approval of Public Administration, to act as insurer Must devote themselves exclusively to the practice of insurance or reinsurance, if that be admissible without other activities, except management operations collective retirement funds They must adjust their status to the rules of insurance law, which regulate in detail the insurance practice, while being subject to inspection and control of public power. Within the broad aspectro of possible legal persons are accepted as valid assumptions: Company. mutual society to set premium. Mutual welfare. Cooperative Society.As the insurance an issue that affects the whole community, and that is directly connected with the welfare of this and whose base is essential to confidence and cr. For banks seeking to act as insurers will require a double set of formalities as well as legal and economic entity obeying those who want to be to provide insurance. The policyholder is the natural or legal person “who hires and supports the policy of insurance for itself or a third party, assuming the obligations and rights in the LCS set out” a particular risk for transfer to a third party (insurance company) to effect that you are compensated him or a third party for damage or loss that may result from the occurrence of an uncertain event the date of the insurance contract. With this purpose it must pay a fee (premium) to the insurer.The insured can be defined as the owner of the area of interest that insurance coverage is concerned, and the right to compensation is paid at the time that in certain cases, you can move to the beneficiary. It is the natural or legal person to whom the occurrence of the incident will affect you more directly. In short, is he on whose head will either fall the consequences of the accident. The essential figure of the insured within the insurance contract. Because just as there can be no contract of that nature without the existence of a risk that is covered or not a legal transaction Dabl think of the nature mentioned without someone or final recipient of the guarantee is agreed, and whose interests protected inthis way, are the efficient cause of the contract. The beneficiary is the person who will receive the value of insurance when the event to occur in the same (without being insured). Fall is one on whom the benefits of the policy agreed by express wish of the policyholder.The designation of a beneficiary meets forecasting approaches that correspond to personal insurance, will especially life insurance and accident, in case of death of the insured. Article 84 of the LCS states literally that the policyholder may designate a beneficiary or beneficiary may designate modify or amend the designation previously made, without the consent of the insurer.

In 1989 he founded the magazine Mold, he continues to run. Other memorable jobs was that of real-estate broker, carrier, who sells Christmas trees in a corner of New York, also attended at the counter of a bakery in Madrid.He has written stories and novels and has worked in diverse publications, from fanzines to newspapers of wide circulation: Anagram of Fadanelli have written many things, but the writer tells us about what you write, I commend the author of vagrancy (trial) and Mud, his latest installment, chatted with us.

Documentary released in 1996 tells the story of the creation of central banks. It focuses primarily on the Federal Reserve (FED) U.S., the epicenter of the global capitalist economy, which appears to belong to the state but is actually a private bank that governs monetary policy in that country and the world. Material essential to better understand the dynamics of capitalism, this absurd system that governs our lives. Part One: Part Two:

The city has a football team called Deportes Copiapo SA plays in the Primera B of the Chilean football league, coming in fourth place in the 2007 season. This team plays at home at Estadio Luis Valenzuela Hermosilla and Municipal Stadium Vallenar among its main achievements include being the third division champion in 2002 and became the first Chilean soccer team to become a limited company in 1999 .

is articulated from a persuasive speech seeking membership of the other to their interests. It monological nature and requires the use of the ad. His approach is to use a massively distributed information presented and intended to support a particular ideological or political opinion. Although the message contains true information, it may be incomplete, not verified and partisan, so it does not present a balanced picture of the view in question, which is always referred to as asymmetric, subjective and emotional. Its primary use is from the political context, usually referring to efforts sponsored by governments or parties to convince the masses secondarily referred to it as advertising by private companies. Propaganda, dissemination of ideas and information with the purpose of inducing or intensifying specific attitudes and actions.Because propaganda is frequently accompanied by distortions of facts and appeals to passion and prejudice, often is considered false or misleading. However, this view is relative. Although some may propagandists distort facts intentionally, others presented as reliably as any objective observer. The allegation of a lawyer can be as propagandistic as the announcement of a billboard. Even education, whatever their purpose, could be seen ultimately as a form of propaganda. The main difference is the intent of the propagandist when trying to convince an audience that adopts the attitude or action he represents. The propaganda can be disseminated to or by individuals, businesses, ethnic, religious or political organizations and governments at all levels.Thousands of special interest groups spread propaganda: patriotic societies, anti-alcohol league committees, accident prevention and road safety associations that promote environmental conservation or who defend animal rights, unions and chambers of commerce. Whatever your goal, try persuasion through the feelings or reason. Effective use of media is a key tool in this regard. The level of success of a propaganda action is directly related to the difficulty with those to whom it is directed to access alternative information. Josyann Abisaab Propaganda can be used in very different contexts. Thus the religious propaganda has been widespread throughout history, as when St. Paul exercised his apostolate of the new religion and established the first Christian churches in Asia Minor, Greece and Italy. Some books, including novels, have also been used as a vehicle for propaganda.Among the famous novels are literary propaganda Gulliver’s Travels (1726) the political pamphleteer and satirist Jonathan Swift, who attacked the vanity and hypocrisy of the politics of his time, or Uncle Tom’s Cabin (1852) by Harriet Beecher Stowe, who in describing slavery in the U.S. southern states, contributed to the development of the abolitionist movement. A common form of political propaganda is the propaganda called ‘white’, which aims to create a favorable opinion of an organization, group or specific government such as that broadcast by the Nazis in the 1930s to emphasize the supremacy and prosperity of its country. Similarly, political propaganda, with little skill called ‘black propaganda’, seeks to promote unrest and superstition regarding the actions or intentions of another entity.One such example is the widespread propaganda during the Cold War through the radio stations, where each country sang his praises and attack their enemies. The technological advances of the media, especially electronic ones, are expanding the channels of propaganda and it is likely that in future have a huge impact.

Spain: The Next Reform of the Professional Code will introduce two new figures crucial to protect businesses from theft committed by its managers on the assets of the company and define the responsibility of society when it has not taken steps to prevent it. It is the professional liability of legal persons and of bribery and corruption in private companies, two major developments. Along with these measures in Parliament is also preparing the transposition of two EU directives (on audit and oversight) that substantial changes on the liability of the company for abuses by managers and employees. Javier L pez, director of Forensic Services (research service internal fraud committed by management) of PricewaterhouseCoorpers (PwC) said that “these measures will increase the accountability of audit committees of companies that now have a control function, but that after its entry into force will be responsible. The minority shareholders have against whom claim if the company has suffered a deterioration in domestic economic crimes. ” Democratization of crime Before it was more complicated than a manager organize a robbery and hid the money, because I had to send it to tax havens and even manage physical documents, but with new technologies such barriers have disappeared. Now, to commit a crime and is only required to observe three conditions: that the opportunity presents itself, there is an incentive and that the manager has the ability to know act. More in than out Although no official statistics, Fernando Lacasa, director of KPMG Forensic, said that 69 per cent of cases, the crime is done by someone in the company compared to 11 percent is external. In 20 percent of cases, however, there is collusion between a person of the company and external. In the robbery committed by top management must not only account for what has been the offender, but the damage it has caused to the company which are generally much higher than the fruit of plunder. So it is not like the type of fraud committed by a manager who was just a servant. The higher more expensive Data from the reports of KPMG explained that “the higher management level, the greater the damage it can inflict and that” starting with tests to see how to justify a sum of money, then, are gaining confidence and looking for weak points security controls, and increasingly act with greater impunity. ” The firm size is important, since the larger the organization managers more thefts occur. “The longer lead managers in the company and more have risen to the top more possibilities of committing a fraud,” said Lacasa. Therefore, stresses the importance of preventive research protocols. With electronic signature technology or digital watermarks, reflecting an effective system to prevent counterfeiting and fraud in the transaction certification system, it is very difficult for an employee to make changes. What is needed, therefore, greater responsibility for perpetrating a fraud. Lacasa estimated that 49 percent of executives surveyed by KPMG checks were skipped because it was they who established them and also did not recover more than 10 percent of the money. Sense of impunity Moreover, there is a sense of impunity among senior officials, since these levels most companies still think it’s best to wash dirty linen at home or to reach an amicable settlement and far less noisy and publicized. Ricardo Norena, Forensic partner in charge of Ernst Young, says it is very difficult to condemn a manager who has committed a crime against your company, because most judges do not understand electronic evidence and not accept it. In the same vein, Juan Jesus Valderas, responsible partner at Deloitte Forensic believes “there are technical solutions to uncover the perpetrators of crimes within the company, but when we can work with the assurance that the digital proof will be in account.

A bilingual newspaper The name refers to the regular bilingual character. Between 80 and 90 of the newspaper is in both languages. It can be considered as an educational newspaper for Hispanics to learn English, or non-Hispanics to learn Spanish. In fact, there is much information regarding the Hispanic business market. Teachers and students use it as a learning tool. In the version of Internet usage is very simple. Once you’re in a news or information, with one click on “ESP” or “ENG” in the upper-right of the page, we get respectively the version in Spanish or English from the news or information.

Definition. A data warehouse is an integrated data set to a subject oriented, time-varying and non-transient, which support the decision making process of government. (WH Inmon, considered the father of data warehouse). Data warehouse is a relatively new concept, aimed at handling large volumes of data from various sources, of many types. These data cover long periods of time, which brings different schemes that take the source database. The concentration of this information is geared to your analysis to support decision making timely and informed. Your name, Data warehouse (warehouse or data warehouse) is associated with a collection of large data, from operating systems and other sources, after applying the processes of analysis, selection and transfer of selected data.Its mission is, from these data and supported by sophisticated analysis tools to obtain useful information to support decision making. The Data warehousing or storage of data is the process of gathering historical information in an organization (s) stand (s) central database (s). The data will have their source in operational systems, which were selected to transfer information. These data can be stored in relational databases, hierarchical files, flat files, etc.. Because of this it is necessary to carefully analyze and define data represent the essence or philosophy of business that intends to handle and which will be important for the goal that has been determined to hold datos.La information on the imported data is stored in metadata , which are precisely those describing data from operational systems. The metadata stored information on formats, meaning and origin of the data and provide, therefore, access, navigation and data management in the cellar. These are data about data. Data Source: Operational data updated by applications OLTP (On Line Transaction Processing.Online transaction processing.). They are stored in operational databases. Integrated Database: Organized by specific interests. OLTP transactions reflecting historical information accumulated for years or in general for long periods. This differentiates it from other databases. They are usually relational databases. You could say that is the decision support server that adds value to data from sources in production. Directory Information: Lists the system which data are available, in what format and how to access them. Build your metadata from the metadata of the databases that are on the network.They are vital aid for Database Administrators DBA. Data Replication Manager: Responsible for copying and distribution of data in accordance with the design.